Pact Mortgage Group is not a bank, lender, or mortgage broker, and does not originate, make, or fund mortgage loans. Pact Mortgage Group does not provide interest rate quotes, loan terms, or credit decisions.

Our service is limited to organizing and supporting a membership-based network designed to help members access potential cost savings, including reduced fees and discounts, when applying for a mortgage through third-party, licensed mortgage professionals.

Upon becoming a member, individuals may be connected with independent, licensed mortgage professionals who guide them through the loan application and closing process. All mortgage services are provided solely by those licensed professionals and are subject to their independent review, underwriting standards, and applicable federal, state, and local laws and regulations.

Pact Mortgage Group does not guarantee loan approval, specific loan terms, interest rates, or financial outcomes. Any decisions regarding mortgage products or services are made exclusively between the member and the licensed mortgage professional or lending institution.

By using this website, you acknowledge and agree that Pact Mortgage Group’s role is limited to membership facilitation and administrative support, and that it does not provide financial, legal, or tax advice.